Calculators - Home Buying Costs

Step 1: Choose your state
 NSW  VIC  QLD  WA  SA  TAS  NT  ACT

 

Step 2: Choose a region

 

House price 

Mortgage amount 

Term of loan (years) 

Deposit amount 

Interest rate 

Loan to Value Ratio (LVR) 

Note: Most lenders require that your Loan to Value Ratio does not exceed 90 per cent.

Step 4: Enter your other costs if known

Conveyancing fees 


 rough range - $600 to $2500

Rates in this area per quarter 


 or use average rates

 

Removalist costs 

Home and contents premium (annual) 

Mortgage Application Fee 

 

Results: Upfront costs

Include

 

 

 

Deposit 

 

Stamp duty on loan 

 

Stamp duty on property 

 

Transfer fees 

 

Mortgage insurance 

 

Conveyancing fees 

 

Mortgage Application Fee 

 

Telephone connection 

 

Building report 

 

Pest report 

 

Removalist 

 

 

TOTAL 

 


 Results: Ongoing costs

Include

 

weekly monthly yearly

Loan repayment 

Home & contents insurance 

Rates 

TOTAL